Arch Financial Planning Limited

We can help you invest your capital or your excess income to achieve your goals. If you already know what type of investment you want then check out details of the current INVESTMENT OFFERS on our website (see below).  You can also INVEST ONLINE. You may wish to use our EXECUTION ONLY service (see our website below). If you would like to OBTAIN ADVICE without any obligation on your part, the first step is to complete our Fact Find (see our website below)

Our website contains detailed background information on investments, pensions, life assurance, health insurance, mortgages and other aspects of financial planning. We also offer a range of FREE LITERATURE on a wide range of topics (see our website below). To keep your knowledge up to date you are welcome to subscribe to receive FREE monthly MONEYTALK email bulletins.

You will find a range of ONLINE QUOTES available to you via our website. These include Life Assurance, Health Insurance, and Investment Bonds. We also provide PRIVATE MEDICAL INSURANCE quotes and quotes for OTHER INSURANCES such as Home Insurance, Mortgage Payment Protection Insurance, Worldwide Travel Insurance and Pet Insurance.

WE OFFER 'WHOLE OF MARKET' FINANCIAL ADVICE - We are able to search the whole market for the most suitable product or products for you. We can therefore not only offer the most suitable type of product for your circumstances but can choose from the most competitive product providers within that product type. We are sure that more and more people will come to appreciate the difference this could mean to their own future financial wellbeing.

WE RESEARCH TO FIND THE MOST COMPETITIVE PRODUCTS - No single type of investment is right for everyone. Each carries different risk profiles and personal needs and preferences also vary widely. The ideal is a balanced portfolio between long and short term; low risk and high risk. What constitutes a balanced investment portfolio will vary from investor to investor depending on such factors as your age, your employment status, your requirements for income and/or growth and your attitude to risk. Once we have established the ‘big picture’ of your circumstances we can advise you about specific product types that are most suitable for different aspects of your financial plan. In doing so there may be one product provider that is 'head and shoulders' above all the others although in such a competitive market place that is generally unlikely. More usually we will identify a small group of the most competitive product providers in any particular field and recommend what we consider to be the most appropriate of these for you. We constantly strive in our research to avoid the mediocre and, at all costs, the worst product providers.

WE OFFER A PERSON TO PERSON SERVICE - Computer systems save us hours of work but at the end of the day it takes skill and experience to interpret the answers that they give. This is why any advice we provide will always come from a qualified and highly competent adviser who will deal with you as an individual. You can deal with us on an ‘execution-only’ basis or a full advice basis.  Please do not discount our services simply because you do not live in our immediate area. We would still be happy to appoint a specific adviser to be responsible for you and many of our clients now deal with us entirely by letter, email and telephone and find this quite satisfactory.

WE OFFER A CHOICE OF PAYMENT METHODS - The old adage 'there is no such thing as a free lunch' applies equally to your use of a financial adviser. You will not go far wrong if you reconcile yourself to the fact that you are paying for the services of your financial adviser whether he or she provides advice from a restricted number of product providers or is a 'whole of market' independent financial adviser (IFA). The fact that you are not asked for direct payment by fee does not mean that the advice is 'free'. Most financial products have costs built into them to allow for a payment to a financial adviser.  You decide which payment route you wish to take, either payment directly to us by fee or indirectly by the commission we receive from the selected product provider(s).

WE OFFER AN ONGOING SERVICE - We are convinced that the key to our future growth and success lies in developing service excellence for our existing clients. We want our clients to be assured that whatever it is they want, in the realm of their personal financial planning, we will do our level best to help them achieve it.

WE OFFER EXPERIENCE AND PROFESSIONALISM - Our training, processes and procedures are all designed to provide a creative and client-centred independent financial planning service supported by an environment in which our advisers and support staff earn a living in an ethical, fulfilling and financially rewarding way

Our team of independent financial advisers has an average of in excess of ten years financial services experience. All our advisers continue their personal development and are encouraged to obtain qualifications beyond those set as a minimum by our regulator.

Our Managing Director, Arthur Childs, is responsible for maintaining robust advice processes covering all of the advice that we give.  He is a Fellow of the Chartered Insurance Institute (FCII), a Fellow of the Personal Finance Society (FPFS) and an Associate of the Pensions Management Institute (APMI).  Arthur is a member of the Money Marketing Broker Panel and his opinions on new financial services products are printed in the Broker Review section of this publication. Money Marketing is the most widely read weekly newspaper for IFAs.